How do I stop being poor?

How do I stop being poor?

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-Stop going to restaurants and gas stations.
-Don't use drugs nor alcohol. In fact, cut caffeine out of your life.
-Make higher payments on your debt
-Get rid of health insurance, you don't need it.
-literally freeze your credit cards in blocks of ice until you have them paid off.
-don't buy lottery tickets
-after you pay off your debt, learn how to invest and put your money in things guaranteed to give you dividends.

Checked, for most of 'em because I ain't a damn stinkin' degenerate and I'm 1 year too young to drink anyway
What should I invest into?

Mutual funds are a classic. You can also loan disposable income to other people at a better interest rate than payday loan outlets. Other than that, I have nothing to say as the investment game is something that requires a lot of research on your part. You can start here, though: >>>/biz/

Let's see, what else…

-don't buy medical supplies from home care stores: they have ridiculous markups and "rent-to-own" schemes.

I had to buy a CPAP machine recently and they expected me to pay $250 dollars a month for 18 months for it so I bought an identical model off of amazon for a one-time payment for $350 instead. Plus, they were selling individual disposable filters for $6 while I could get packs of 6 and 1 reusable filter for 10 cents cheaper.

I wish someone would post the books you have to read in order to learn about stocks.

Find a mentor, and try to read a book a day.

Get a job ya lazy bum.

You have to either:
A) Win the birth lottery (which you already lost)
B) Get very lucky (i.e. Lottery, inheritence, luck out on a decent paying job that hasn't been H1B'd)
C) Work your ass off (not guaranteed). This includes doing nothing but going to work, investing, and focusing everything on making money. No social life. No enjoying things. You make money. That's what you do. You take 2 full time jobs. Wife? Kids? Vacations? Those are for people who are poor. Time off? You track your investments.

Mostly it's the first two. If you aren't rich or luck out, the only way for you to stop being poor is to forgo everything for money.

Be born jewish

Invest in Dogecoin
>dogecoin.com/

Being poor is a state of mind. It is only when your wants exceed your needs that you become poor.

Work hard
Save money
Cut expenses
No gf
Never take on debt

After a few yrs of planning you can be financially independent. Even working minimum wage you can get there. It's all in how you live.

What if it isnt well paying??

Does it work?

Doesn't matter.
It matters how much you spend vs how much you save.

This really depends on the kind of debt you're paying off. Credit cards, sure, but student loans and some car loans you really should just make minimum payments in this economy.

Invest in crypto. That's how I did it.

Why's that? I've been making only the minimum payment for five years and my balance never got smaller until I started making bigger payments. In one year: I've knocked off $2000 from my balance and now I estimate that I'll knock off an additional $4000 since I have more money to spend towards it.

because if the interest rate is lower than what you can reliably make with it you're better off making the minimum payment and investing the rest

get rich

Just another shitty altcoin. Do your homework, there's plenty of more promising cryptocurrencies, particularly the service based ones (Ethereum for example, but you've probably missed that boat) Probably get stfu'd by the Crypto Cultists but I'm not sentimental with my limited savings.

I wish we spent the first 18 years of our lives learning useful stuff instead of being forced into a gladiatorial social battle of ego and puberty held together by the threat of truancy law
What a fucking waste of time public schooling is. I totally understand why school shooters are a thing

Anti-Spam bump.

school is designed to teach kids how to learn for when they go to university/college, or just to teach them working strategies and how to learn in general. if you think youre some genius that doesnt need the information taught to you in school yet dont realize that the information was never planned to have a long lasting effect on the students except for the skill of being able to learn information, you arent as smart as you think

If you want to learn about investing, I can give you a couple of tips.

Must have never learned to read. This , tbh.

kill yourself, faggot, public school in america is designed to enslave your mind.

if you're describing a utopian private school, then you're more or less right.

If you learned how to read from school, you're probably just low-IQ white trash.
because the rest of us knew how before we got to school
and niggers don't learn to read no matter how much schooling you give 'em

That's still 12+ years of schooling to learn, as you put it, "how to learn," which sounds like fucking bullshit. 8 hours a day, 5 days a week, 9 months a year, to learn "how to learn." Nah fuck you. That is time that could have been spent learning through work or play. School is just a waste of time, a baby sitting service.