Negative rates are not necessarily bad. They strengthen the value of the dollar and correct it after decades of inflation. One side effect is bad, that is encouraging people to spend rather than save. The average person would not be hit with this too hard. After all, they don't have much, and up to now they've been content to let 3% annual inflation eat their savings. This mainly hits holders of large quantities of wealth. It's no secret that the mega-rich hoard wealth, prevent it from circulating, necessitating inflation and money printing to keep enough running for the rest of us Think of a river of money that travels in a loop. There's a leak, that leak is hoarders, they siphon off 3% of the flowing currency every time it comes around their way. That's a lot! So you need to put more in or else the river dries up, hence the need for inflation. Negative interest rates, in this case, are a way to force them to put their hoarded pool of money back into the river. As I said, the average person already loses 3% of their money a year to inflation and likely has no investments, this won't affect them substantially.
Also, investors can still make money. The federal bond rate is a baseline. Added risk in investments increases the interest rate. Even if the fed rate is negative, after adding for risk compensation, the investment rate may be positive still. And with no inflation this is a real positive return. Whereas with current inflation of 3%, if you made 1% on an investment your real return is about -2% (there's a fancy calculation for it but it's roughly the same as basic subtraction.)
Inflation is the jew that kills your nation and currency. Inflation should be 0%, value of wealth should be stable. The only reason they bump up inflation is to, in keynesian, lower unemployment artificially. However, we currently have a bunch of trash working unnecessary jobs because of this, stealing wealth from every business. Fuck them. Also fuck welfare, let them starve or find a way that isn't the equivalent of a state handout on the backs of everyone else. Like I said, if inflation is stealing 3% of held wealth from every person with savings/investments, and the purpose is to lower unemployment, it is no different than welfare.
Welfare is a safety net, not a hammock. Time to kick off the loafers and leeches.
Good, fuck borrowers. All it does is enrich the banks. All investments, if not affordable by an individual, should be funded with real money, not loaned money, by a pool of investors. This is what we had back in the old days, the 1700s and so, and we had some extremely profitable companies yet. Having a pool of investors sharing the returns off that is better than paying interest to a (((bank))). I hope it does change the borrowing habits. And fuck people who take out mortgages, all that does is support housing's cost inflation like in the pre-2008 bubble. Well we're in another bubble now. Time to pop! Fuck mortgage holders, they're insufferable morons killing the affordable housing concept.