Payday loans

>>272337274fun fact: these are all owned by large banks.

>>272337274How payday loan actually work? How much is the interest?

>>272338230Or you can just save your money/work a little more. You pay interest up the ass for what? To get money two weeks early? Instead of paying 50 dollars in interest it could be going to your savings instead. But nah nigga. I need weed and sheit right now

>>272337453They’re not all stupid, many are just desperateIf the choice is not paying the utility bill or 70% (((interest))), they choose to keep the lights on. Greed is the problem, not stupidity

>>272338311Checked and in my state the maximum APR permitted is 225% and trust me buddy, I have seen people get loans at that rate.

Attached: 1596562725647.jpg (612x612, 147.95K)

>>272338311They're loans that are secured by your next paycheck... and the interest is several times what you can expect to pay on a credit card.

>>272337274These places should be burned down and their owners executed.

Hitler would have never allowed such a parasitic business to exist that offers absolutely zero benefit to society as a whole.

>>272338475Or, you know, it helps people from avoiding fines and fees for late payments which can easily add up. They're not evil, they're a useful tool for people to use to avoid bigger financial pitfalls. Some people misuse them for stupid things, that's not a fault of the business

>>272337603How did Jewelry get it's name? I always suspected there was a connection.

>>272337274I've taken out 3 and never paid them back and spent it all on a fun time they can tounge my anus

>>272338311You basically borrow, say, 100 bucks and owe 115 to 130 dollars back in 2 weeks. You usually have to Give them a post dated check or bank info so they can siphon immediately. Or, sometimes they offer rollover loans if you can’t pay back.

>>272338509Maybe prioritize what you spend your money on though? Utilities, rent, food, necessities should be at the top? It's not like the rates you pay for those change much every month

>>272338311>How payday loan actually work? How much is the interest?Here in Virginia the interest is 398%. My mom got one for $800 5 years ago, and now she owes $360,000

>>272338475Or you can go to them and take a loan. Then let it go to collections, wait for them to invite you to court and then ask for proofs that they were the originators of said debt.

Payday loans are really only acceptable for the most dire situations like hookers, bail money, and purchasing the new Jordans

Attached: 1597082318011m.jpg (1024x768, 103.4K)

>>272337274Pawn shops are another sick way to keep people poor. They pay people 1/4 the actual value for someones property and then give them one month to come up with the loan money plus 20-30% interest to get it back or they keep it and sell it.

>>272339142What the actual fuck?

Attached: source.gif (480x368, 1.96M)

>>272338877CheckedSure poor decisions often cause one to be in desperation, but even responsible people can end up in the red from time to time due to unforeseen circumstances

>>272338789You sound like a nigger

>>272338872How? Did the check bounce?

>>272338541At least 10 times that amount

>>272338789But once youre stuck paying that interest youre short the next check and need it again and again etc. Instead for a month you could eat at food banks. Apply for relief programs, welfare, you name it. There's tons of ways to save money if you're really desperate. Personally I would live in my car before I take out a loan like this

>>272339142How is that even legal? Just declare bankruptcy at that point. That makes no sense.

>>272338108chop a few onions and im coming home to your place for dinner

Attached: 4553DBE1-0FF2-4E6C-B4F4-518A2F714CDF.jpg (270x400, 103.64K)

>>272339184>retarded nigger: prooove it’s muhh debt>lawyer: we have extensive documentation that you signed, tyrone

>>272337274>why do payday loan centers existBecause there is a population of niggers to keep it in business.

>>272339411True things break accidents happen but I would ask my family for money, hell I'd make a fucking gofundme before I took out a predatory loan. You are basically saying to yourself I'm going to be more poor in the future but at least I'll have money now. When you could just be poor now and actually have money in the future.

>>272339316Pawn start actually gives you good tips on how to use pawn shops. Say you need storage for expensive shit like a boat or motorcycle, just get a small loan of $100 and pay it back at the end of the month with interest. This way you know your property is safe and if anything happens to it the pawn shop is liable for damages

>>272338311Had to use one of these once many years ago due to unforeseen circumstances. Took out 200, paid back 250 the next week. No big deal, only morons and niggers get sucked into the debt hole.

>>272339411>what is an emergency fund

>>272338311Tsk, Ours is 10%p.a for unsecured loans.

>>272338789I hope you're aware that you can skip payments on debt like your mortgage or your auto loan?

>>272339865I live in one of the whitest parts of Canada and sometimes you'll find 4 payday loan places within a 50m radius. They are fuckin everywhere.

>>272340448Those places are probably good for laundering money considering how much they lose on niggers. Gives them a good way to fudge the numbers.

>>272339963That's not a bad idea. Although most pawn shops wouldn't even do that for you because you'd use up all their storage.

>>272339884Lots of underprivileged black people don't have that support network like you. Lots of poor black people have bullshit felony records for selling an ounce or two of marijuana and then funneled through the for profit judicial system and now they can't get jobs that don't pay enough to pay even modest bills. All you DUMB incel weirdo losers need to get this through your fuckboi heads.

Attached: Lori.jpg (600x600, 53.88K)

>>272340721Canada is a haven for money laundering so I wouldn't be surprised.

>>2723408041/10 are you even trying?

Attached: AC1FDEB1-4508-48FA-9784-E0BAC6855E09.jpg (500x294, 38.18K)

>>272340935I wasn't aware of that but if you live in a white city I'll guarantee it's that. Banks and loan services are the biggest launderers.

>>272338521>>272339142How the fuck is this legal?

>>272340804NO black people have money? Not even your friends? or extended family? And selling drugs is not an honest way to make money because if you get caught your life is screwed up for a while and that's not really fair to your close family is it? My parents were Polish immigrants, I had no extended family in the US, my dad died very young my mom was a inner city school teacher, we were low middle class, I worked dozens of bullshit jobs in warehouses, fixing bikes, etc. not eating well because I had to save money. Finished a two year degree, paid off my loans in a year, work a comfy office job now with insurance and benefits. I think the truth is it's hard to be actually poor unless you're making some fundamentally bad decisions. Like having an addiction or high time preference

>>272340804>Believing black men actually seek gainful employment

>>272341393Jewish lobbying. No other loans except for title loans can have an interest that high. I think most states limit auto loans to around 30% IIRC because anything above would be "usury" yet they let this crap exist.

>>272341159Try not being a cynical, basement dwelling pussy one day. Give it about three months and your eyes will open up big and wide >>272341474And you had advantages for simply being white. Getting back on topic, when your whole extended network is in dire poverty then the answer is no, then no one you know has any expendable money to loan you for trying to be able to pay your bills. And how good does anyone thinks that feels? Work 40 hours a week and still not be able to pay your bills. I would be on drugs too

>>272338789Ok Jew

>>272341970Sounds like you're one of those payday Jews yourself. I'm going to my Congressman tomorrow to make sure you Jews are out of a job.

>>272341527Pretty much the most jewish thing I ever heard. Lend money, charge interest.

Attached: 1532324264542.jpg (358x360, 16.07K)

>>272341970Lmao get fucked you retarded nigger. Natural selection is weeding people like you out. You have to be braindead and illiterate to take out a loan at 300% interest

My credit was on the verge of collapsing from a divorce. I received 20k in payday loans and never paid a penny back. They sent me shit for years, "oh you can pay back 25k and we'll drop it!" Or "okay please just give us 15k and you can consider your debt repaid". That was 6 years ago and I got one in the mail a few months ago saying I only had to repay 5k lol Still not gonna pay.

>>272340804How hard is it not to sell weed? Must be the result of a low IQ to use that tired old excuse.

>>272340068exhibit A of why these places only exist in low income areas (or subsequently turn an area low income). most americans cannot afford an emergency 500$ expense. payday loans are predatory and lenient enough to pull even blue collar middle class workers into debt resembling that of lower class. "the bigger they are, the harder they fall" applies here as well, as a middle class workers expenses may be much larger than a typical lower class worker. 200$ to the lower class could easily be 2000$ to the middle. and simply because of the egregious, blatantly predatory APRs of these places 2000$ has the capacity to become an inescapable number

>>272337274More like want to know you live in a shitty neighborhood look out for a shit load of these.

>>272337274Don't want the Jew to take all your money? Don't take out the loan!I hate kikes as much as the average Holla Forumsack but I can't really fault them on this one. It is right and just to separate the fool from his money.

>>272339628Oh you have a car user? We could give you a title loan on that as well...We're here to help whenever you need up fren.

Attached: 1595643189245.gif (709x443, 313.17K)

>>272338509either way, nobody cares about the shit niggers get themselves into. it's a non-issue

>>272337274Do these places get some kind of access to your paycheck before they give you the money? I can't imagine niggers willingly paying back these loans. What kind of protection is in place for the person giving the loan if the person decides not to pay?

>>272339142On a scale of Obama to Seal, how black is your mom?

>>272341970>whole extended network is in dire poverty then the answer is no, then no one you know has any expendable money to loan you for trying to be able to pay your bills.Why are blacks so poor? Hispanics, arabs, other immigrants all seem to be able to live middle class lives in decent proportions. Only blacks struggle like this. >40 hours a week and can't pay Work 60 for a while, save some, go back to working 40

>>272337453It's our duty as white men to protect niggers from Jews. They shouldn't be victimized by our apathy and Jewish malice.

>>272340060I looked into these when I was a heroin addict shooting up $600 a week. Thank God they're illegal in NY or I would've been fucked even more.

>>272338509Imagine putting some dumb shit over your basic needs. Netflix and and my solar panels can wait to get their fucking money until after my utilities and mortgage are paid

>>272342949They beat your ass

>>272341474>high time preferenceYou mean wasting your free time or...?

>>272342949You hand over a check with a blank date

>>2723424987 years and it's no longer on your credit report right?

>>272343138the only nigger id protect from a jew is a muslim malcolm x type nigger, or a christian preacher who knows about the jews and hates them for slavery type nigger. dont really think theres any atheist/agnostic anti semitic niggers

>>272337274niggers flies shitall the same. all attracted to each other.

>>272338874>>272339142>>272338521That's some big level (((usury))). The Swedish equivalent to payday loans would be SMS loans, which has an interest of around 25%.sverigekredit.se/

>>272343217hope youre doing better and contributing to society user

>>272337274I think all it takes is one Section 8 complex to keep these businesses rolling in cash. Everytime I see a section 8 shithole rise up like a cancer one of these check scam shops pop up like a mushroom within walking distance. I wish a nigger would walk in and blast them right in the fucking face. There should be laws against this shit.

>>272343342Preferring to want something now rather than later. "I don't want to save up and suffer for a new phone/product/whatever, I'll take out a loan and pay it out. I'll pay it off in increments with interest instead of lump cash"

>>272343577Clean for 4 years now, had a good job in a restaurant that closed cause of covid. Now I'm sucking the government titty.

>>272343597Too bad there isn’t much cash in these places. It’s all wire transfers for the most part

>>272342260>JOOOOS RUINED MY PATHETIC LIFEtake more Zoloft you faggot or better yet find a glock and blast your brains out>>272342494>People like youI would never take out a loan like that but there are people who don't have a choice. They literally won't eat or be able to feed their kids without it. They just need to get a basic income or shitty jobs should pay more but one way or another, that will be the reality soon. >>272342611I'd rather be low IQ than Canadian>>272343059Do you know that feeling you feel about black people that makes you feel better and like you deserve more and they deserve less for no reason? And that you have the answers to their problems and that you know the right questions to ask about why they are poor? That is why black people aren't doing better. The mere existence of predatory payday loans and low-tier jobs all around black neighborhoods is the proof.

>>272342656How? How is it possible that most Americans can't come up with $500? I make around $30k/yr - well below the median household income of $63k/yr - and can still put well over $1000 into my savings every month. I get that kids have expenses associated with them and that houses aren't free, but...how are most Americans so poor?

>>272342656That’s why I’m South Dakota they passed a law capping interest rates at 36%. Still a huge fucking number but many of these payday loan places were getting 600% + interest on loans.

>>272337274I worked at one. My boss smoked meth in the backroom and worked 16 hours a day. I quit when his boss threw a staple at me because he was mad that we were out of label tape. I was asked to knock on the door of a woman dying of cancer because her check bounced. That place was evil as fuck. One month was enough. When he threw the stapler I said "Bob, I don't need this," and left. I assume he's died of an aneurysm by now from all the coke.

>>272343469I just don't think that the poor should be left to die because they're stupid, especially if they're honest. There's a place for doughboys and half retards and it isn't dying on the street. It's Jewish to not care about your countrymen, even if they're of a lesser kind.

>>272343597i would definitely open one of these up in section 8 a neighborhood and go under an alias of like jacob goldenstein or some jewish shit to wake up the niggers. then again, im basically stealing from them so whats the point in trying to wake them up to the JQ

its not even the interest, its the pay back in full with interest deadline of next payday...if you could pay it back at like 20 bucks a paycheck it wouldn't be a big deal.

>>272343743>Do you know that feeling you feel about black people that makes you feel better and like you deserve more and they deserve less for no reason?Projection. I don't feel anything, I don't care, I'm simply making an observation. Stereotypes exist for a reason

>>272337417Make small loans at absurd interest rates (like 400% absurd) to niggers and drug addicts. Even worse is the title loans on cars. They loan you $500 on a car worth $5000, charge you 400% interest, and when you inevitably default, you get to repo the car and keep all the payments already made. It is truly apex jewry.

>>272343694atleast its not a nigger taking that gubment cash. >inb4 youre a niggerat least youre not spending it on drugs and jordans

>>272343869This. Reparations are going to be amazing if we can figure out a way to route the money into the White man's pocket rather than directly to China.

>>272338108Can’t forget about the check cashing centers!

Attached: 895D80C1-6748-44A5-98AE-9DFB280C9CE0.jpg (760x758, 488.18K)

>>272343746i dont even know i always wondered the same thing how apparently half of all americans live paycheck to paycheck. i bet most of them are niggers/spics, but for the whites man i dont even know. saving money isnt that difficult

>>272344175Because usually they have an addiction, gambling problem, mental illness, etc.

>>272343858>niggers>countrymenI used to hear about the "poor farm" in old movies. I guess the idea was if you were bankrupt you could go there and have a place to stay and some sort of work to keep you occupied - a commune for NEETs and the indigent. Anyone know how they worked?

>>272343743Keep crying jew. Better get that resume ready because you'll be out of a job very soon.

>take 5000 dolla loan >leave cuntryoutjew the jew

Attached: 5db9c7f26cdd62f65c69a6681fedcee4.jpg (720x574, 45.82K)

>>272344393>Bring 5k to another country>"So since I have enough to last almost a month I can stay forever and buy a house and live like a king, right?">Returned home after being kicked out of other country and go directly to jail for check kiting

>>272343929>PrOJecTiOnThat doesn't mean what you think it means, bucko. And lot's of people don't feel anything and don't care about the shit deal black people have in this country. That's what oppression is. Get your mind right and have a little compassion.

>>272344372They share a history, a unique bond, with us. If we ever end up saving the white race then I wouldn't have any problem saving them next. We bred them into degenerate animals for the purpose of farming, we can breed them into intellectuals too.

>>272344393Not a bad plan but you will need more than 5,000

>>272338311They actually bank on you not being able to pay it back right away. They pray on dumb minorities and white trash. Most poor people are poor because they make poor financial decisions and will live outside their means. They keep adding interest to a loan, and when it’s said and done, they’ve paid sometimes three times as much for the original loan.

>>272344529>OpPrEsSiOnah yes, of course. Da wite man keepin us down

>>272344393I've always wondered why sickly old people don't do this.>be geriatric boomer with an insulin pump, artificial knees and an oxygen tank>effectively bedridden>your life is no longer worth living>rent a cottage up north somewhere for the winter>take out a massive unsecured personal loan>give all your possessions away to family>spend the entire loan on precious metals>mail gold coins to everyone you ever cared about>head up to your cabin>heat off, door open, drink a bunch of whiskey>listen to the wolves howl in the distance as you drift off>your life is completeDifficult to see how spending your entire net worth to stay alive a few extra weeks in a nursing home beats this. Is there some law by which debts are passed on to your children if you kick the bucket? Surely debts aren't heritable - not like you left any estate for them to collect against.

I worked with a black guy who was terrible with money and always had a payday loan.Monday through Thursday he would slack off, leave early, do the bare minimum.Friday (payday) he would go pay what he owed. Saturday and Sunday he would tailgate and party all weekend.Broke by Monday so he would go back to get another payday loan. Rinse and repeat.

>>272337274found the nigger

>>272344611Bro wtf is this. This is unironically some weird. Just leave people to their own devices let them handle their own problems themselves, don't involve me or my people in this weird restoration project

>>272344611Fair. As much as I hate living around them I don't actually wish harm on them either. They're like America's downsy cousin.

>>272343057kek, never change, Holla Forums.

>>272343858they are countrymen in name only. like ok they live in the usa so what. by modern definition anyone on earth could be american. why would i put my enemy in front of my bank account? if most of the niggers in section 8 knew my political beliefs id have mine and my parents house burned down with us inside. they arent our friends and they hate whitey for no reason other than schlomo told them too. fuck niggers, even though fuck jews more

>>272345361>USD IS CRASHING>PUT YOUR MONEY IN SOMETHING PROMISING AND BUILD WEALTHI'm listening>it's yet another cryptofagFor every coin that spikes there are 10 leaving retarded NEETs even poorer than they were.

>>272337603See this absolutely useless rock? It's worth a lot because it's shiny! Give me some of your food, land, and survivial resources, and I will give you this shiny rock.

>>272338108This is the best website

>>272337274are they evil? should i apply to a couple and flee the country? red pill me

>>272344003im surprised Nike, Gucci, Wells Fargo, De Beers, Warner, and UMG aren’t lobbying for reparations considering the money would all go to their pockets

>>272344611you cant breed niggers to intelligence without breeding them with white people or jews or asians because their retardedness is hereditary; average IQ of 85

>>272343746my honest to god only answer is that they were already in the system before they were given a choice. such such as college debt, car loans, any medical expenses. im willing to bet a vast majority of the americans that cant afford a 500$ expense were already crippled with massive expenses in the first placeeither that or financial literacy is completely gone and people really are just stupid and dont fundamentally understand budgeting at all

>>272345088the average nigger

>>27234342210 years. But I had to file for bankruptcy, so before I did all that, I took out a fat payday loan. Those Jew faggots will never get a penny from me.

>>272343422It falls off but they can still try to collect. The moment you acknowledge the debt, the 7 year clock starts ticking again.

>>272345148this. its better if the races are separated and led to deal with their own internal issues

>>272345694not a bad idea if the country you flee to wont send you back for committing crimes in america now that i think about it

>>272346190based asf

>>272345361Unfortunately for you, I learned to trade currencies on the fx market. You my friend, are a young and dumb individual. I truly hope all you little wannabe investors get shit on when your worthless "currency" shoots down to below 5k. The USD just finished a half year run of shitting on other currencies. Markets are cyclic. The USD wasn't going to climb forever. Soon, the Euro will drop and the USD will rise. I refuse to be a small minded idiot like you and throw my money away on crypto currency.

Attached: 1597290104981.gif (320x240, 1.58M)

>>272346355no i mean leaving my current country because i'm planning to leave anywayrunning away from loans is not crimes right?

>>272344988No one is going to give a loan to someone who is about to die

>>272346475Cheers. I suggest everyone in their 20s rakes up credit card debt and takes out as many payday loans as they can. File for bankruptcy and it'll all vanish.

>>272343869Fun fact: you probably can't open one because almost all of them are owned by the big Federal Reserve member banks. They have several layers of shell companies and DBAs but they are nearly all backed by big banking. Little Mordechai trying to open a mom & pop payday loan center does not stand a chance vs banking regulation.

>>272337274>blaming the business for the poor person being poor, instead of the poor person who makes stupid decisions with his money for being poorIf stupid people's money wasn't being taken with high interest loans it would just be spent more on booze, cigs, and drugs anyways.

>>272346583seriously? how much in payday loans could i get? what would be the negatives? also wouldnt they take the money?t. 19 yo who doesnt want to be a tradie till im 50

>>272347031kek negatives would be 350 credit score for the rest of your life. unless you already have a car, a house, or an apartment you will most likely never get this

>>272338108Why would you rent furnishings. If you can't afford it just go without it.

>>272346076There's about 1 out of every 200 blacks that has around a 110 IQ. We can mass produce intelligent negroids doing that.

>>272338108I understand how a realtor or movie studio would want to rent furniture. I even understand renting a big screen for Superbowl weekend, but what kind of low inhibition, retarded, grug IQ on a good day, inbred, jackass would pay 4x what a TV costs just to get it 2 months sooner. They literally give you 2 prices, a cash price and a rent price and the rent price is 2x what it would usually cost.

Attached: 1597030457473.png (1824x835, 1.08M)

>>272347271Consoomers are physically incapable of going without.

>>272346786Alcohol and tobacco are more predictable and stable source of income because they are subjected to a steeper VAT tax, at least here. Croatian yearly tax revenues come 60% from VAT. I am all for making as much consoomers as possible but I would rather that the state gets their money than some jewish loanshark because then everybody benefits.

The real cherry on top for this bullshit is that if you do pay off the loan THEY AUTOMATICALLY RENEW IT WITH ANOTHER LOAN, DROPPING THE SAME AMOUNT INTO YOUR ACCOUNT WITHOUT ASKING.

>>272339142Bullshit, they can't compound the interest that much. Not even native Americans can get away with that shit

>>272337274The commies keep making threads

>>272339184>>272339784I knew a nog in community college who did that. He just straight up denied it. They had a video of him going in signing the loan, then they had the loan paper itself. Guess how well it worked out for him

>>272346509en.m.wikipedia.org/wiki/List_of_United_States_extradition_treatieswell if you leave Singapore and dont go back, but go to live in any country not on this list youll be safe. how much are you planning to steal anyways? and yes, running from loans is a crime and if you take from enough payday loans companies chances are some will have collections agencies. also, they might be apprehensive to give you loans if they find out you recently came from a foreign country

>>272347268Which is a good thing. It will force you to pay for everything in cash or collateral. You will never be subjugated to MEGA JEWERY again. >>272347031It all depends on your credit. Small payday loans under 1k will be given instantly. If its 5k or over they will have a loan specialist look it over and see if you're actually gonna pay it back. A young kid would be able to get 2k...maybe. I think OP did it right if he was going to lose everything anyways. Might as well Jew the Jew before he Jews you. But for most people, stay away from payday loans. TL/DR: You will be a wage cuck like the rest of us.

>>272347355>doesnt know about regressing to the mean

Another sign you live in a niggerhood is one of these right next to one of those places.

Attached: metropcs.jpg (1920x1080, 361.64K)

They serve as a loan service where banks can't see a profit.

>>272347807>A young kid would be able to get 2kIf you're willing to commit a few felonies you can get like 7 or 8 pay day loan offices in 2nd position before they start noticing. A dude did it with mortgages and got over 4 or 5 million.

Attached: E0E07184-A981-4400-977C-2BB60CD383A3.jpg (1125x1208, 589.95K)

>>272347573Yes they can.

Attached: Screenshot from 2020-08-12 22-38-16.png (693x339, 60.3K)

>>272347865That's what I'm saying, move the mean upwards through eugenics. We basically get as many black women as possible (Not that hard considering gibs) to be inseminated with the smartest blacks.

>>272347807i guess thats fair theres no such thing as free money. and i dont mind wage cuckin’ it as a CNC operator or an electrician for the rest of my life. also, opening a payday loan shop in the inner city might not be too bad of an idea now that i think about it. niggers must be lining up to those things in the 100s

>>272348036also why the fuck would whites spend the time doing this? this would take such a grand amount of money and time whites could be using to get themselves to mars. are you jewish? why do you think whites are a charity?

>>272348076Yeah well, any payday loan shop is backed by an incredibly complex network of lender. If you could afford the building, systems, legal work, network of employees....yeah go for it. I'm sure starting one from scratch could be done for as little as 5 million USD.

>>272348228what the fuck 5 million? i doubt that i dont think theres that many jews who happen to have 5 million dollars in cash and open a payday loan shop instead of going to a law school or joining the chairmen of de beers

>>272347966They are catching on to that shit. The payday loan companies are communicating with each other. They do a quick background check on you and see if you took out any other payday loans. That system is shared by a lot of companies. I don't think they check for below 300 bux though. So you could probably get a handful of those in before they caught you.

>>272348412Those shitty payday loan buildings are 9 times outta 10 backed by a huge company.

>>272340060many many years ago i took an advance from my bank- it cost me $10. i had direct deposit so they knew i was good for it.i don't understand how people can get sucked into the payday loan trap.

These desperate people should just get a free hebrew loan

I see these only in the black and Hispanic neighborhoods.

>>272337274>place a payday loan in a neighborhood where most people bounce from unemployed drug dealer to week on week off temp workNo. Thats stupid. You need retards with a guaranteed income that can't get fired or quit. That's why theres 50 of them outside every military base.

>>272343743>>272341970>>272340804lmao SEETHING

>>272338230The poor are poor because of this. I admit they are good for emergencies but most of the time it's low IQ nogs using them for frivolities. >>272338311You write them a check for the amount on your stub, then they pay you less, then come payday they cash your check. That's why it's called a payday loan. >>272338521I'm Jewish and even I think that's wrong. >>272342800Why don't niggers just pawn their old shit or just save up? >>272343597Section 8 housing is low income in high/mid income areas. Detroit doesn't have a lot of section 8, but SF does. >>272343746>Be nog >Have a job as a diversity hires >Can't wait till next week to get paid >Want to go clubbing now You see where this is going >>272344023Mexicans use those to cash checks. No other person would use those because even Walmart checks ID. If cash checking places were banned along with a 75% tax on sending money to Mexico and that would solve our illegal immigration problem. >>272346573You would be shocked how greedy these places are. If you can sign the paper they will give you a loan. Some of them are even digital now. >>272347918Or cricket wireless

>>272347918And if you see a clothing store with the word “fashions” in its name, your in Niggerwood...

Attached: CDEA483A-6772-4BDD-A0FA-194C9A67A059.jpg (1242x1536, 1.26M)

>>272337274In the UK we had a company called Wonga who used to target stupid people and the vulnerable like elderly people. Their payday loans had an interest rate of 5300% so if you borrowed £20 and didn't pay it back on time, within just a few years your debt would be so big you could lose your house. People were declaring bankruptcy after missing a few payments.The company went bust after a shit ton of negative press but a lot more took its place.

Attached: article-0-15EF478A000005DC-591_468x286.jpg (468x286, 20.59K)

>>272338841>goldberg>silverstein>jewelThis is not a coincidence.

>>272337274>MUH BUSINESSES KEEPING PEOPLE POORGood! It is a good thing that these people live in such a low state, and these businesses are actually net gains on society for helping them stay there.You see, industrial society has introduced a unique problem: large masses of urban lumpenproles with traits that are completely incompatible with the industrial method of production and civilization in general, such as the mentally ill, low IQ, illiterate, low-impulse control, etc. This surplus population can either be liquidated as a group or left to destroy the industrial system through dysgenics, killing virtually everyone else and pulling us back into the dark ages. Outright murdering the poor is both immoral and hard to accomplish, but getting them addicted to drugs, keeping them in debt, etc is probably the most effective and moral way to reduce their birthrates and physically remove their tainted genetic material from society. We should unironically for this reason remove all limits on usury and legalize all drugs, hell the state should start handing out fentanyl inside the ghettos and replace welfare with UBI. The conservative and liberal means of keeping the lumpenproles in check through the war on drugs and the means-tested welfare state have clearly failed, we need to try the libertarian option.

Attached: dysgenic collapserinoo.jpg (1523x905, 195.24K)

>>272349470youtu.be/-yWxTvffbuEI watched this doc from the BBC a few years ago. Your niggers are dumber than ours somehow. They don't take out emergency loans, they take out weekend party loans, some having no clue how to pay it back.

>>272349470Also wonga is still around

I remember seeing these ads as a kid and even back then I knew they were a scam. Same with the university of Phoenix, what kind of dumbfucks fall for this?

Attached: westernsky.jpg (545x409, 87.04K)

>>272349160>shitposting on 4chan at midnight. Never change faggot

>>272347975Yeah but isn't there a cap?

I know that some states ban the high intrest rates and some of the lenders that gave out loans are being sued. I got put in a class action and they won I know the amount everyone will get will be low but that will also be taken off my credit report

that one episode of dirty money on netflix talked about this the guy got sued for making crazy loans like pulling out 300 and if you didnt pay it all back it would jump up to like 1800 then jump up again.I think he ended up getting a life sentence ?

>>272350074dumb fucks are the kind of dumb fucks that fall for it. and then theres retards even in this thread calling it predatory. thats how the world works. the retards fall into the traps and the ones who dont reproduce because they can financially support it. its called eugenics and its sad we dont have more of it today like the gubment giving autists and people born without limbs free checks for being born with problems like its the tax payers job to support them

>>272350585There was an episode of American greed about the same guy>>272350762The ones who fall into the trap ARE the people having the most kids. Low inhibition retards who get payday loans risk having kids because sex feels better without a condom.

>>272351129Oh yeah was it american greed ? You know the one Im talking about

>>272337274Its evil to let someone borrow money?? Ok fag

>>272350074what a qt

>>272351617Yeah but I can't put a name to it >>272351687At that interest rate? Yeah. It's one thing to give a 5% apr car loan, it's another to offer some high school drop out with no job a 400% APR "loan" on a TV

>>272338108Kek. Throw in a local pawn shop to.

>>272351617Scott Tucker!! I just googled it He offered the loans at illegal rates in some markets in

>>272349825Not in the UK it isn't, it collapsed and the government had to step in to sort out the mess.

>>272337274you're preoccupied with the shell which doesn't do anything, it's the jew inside that makes you poor.

>>272344023What even is the point of these? How do people seriously not have any kind of bank account AT ALL???

>>272352019They just moved online. Wikipedia said they are still around, you live in the UK so you would know better than me en.m.wikipedia.org/wiki/Wonga.com

>>272352331Illegal immigrants. You need a social security number to open a bank.

>>272352435This is it then. I should have realized that was the issue.

As this thread 404s I just want to say that this was a good quality thread.

>>272352435If you kick and scream to apply the law as written, you don't need an SSN for a bank account.

>>272353222+1

>>272346573Sue for discrimination based on age / disability and use the settlement to buy gold coins to send to all your friends.

This scam like most scams uses Injun land to hide behind Injun Sovereignty. Scott Tucker did this. Now Trump is doing this shit. Americans celebrate their freedom by buying fireworks off the Injuns. Payday Loans uses Oklahoma Injuns. Trump uses Alaskan oil eskimos.

>>272338297 Injuns. ALL payday loan scams are based on Injun lands. Jews use usury and Injuns to fuck over the USA>

>>272345655honestly