Equifax, the credit reporting bureau that on Thursday admitted one of the largest data breaches in history, affecting 143 million U.S. consumers, is maneuvering to prevent victims from banding together to sue the company, according to consumer protection advocates and elected officials.
Equifax is offering all those affected by the breach a free, one-year credit monitoring service called TrustedID Premier, which will watch credit reports for suspicious activity, lock and unlock Equifax credit reports, scan the internet for Social Security numbers, and add insurance for identity theft. But the service includes a forced arbitration clause, which pushes all disputes over the monitoring out of court. It also includes a waiver of the right to enter into a class-action lawsuit.
It's not just that, it's the precedent you can't sue them for damages! This is insane!
Christian Hughes
If anyone here defends this fucking company this board is dead
Grayson James
Maybe consumers should have demanded better security. The market supplies whatever people demand, bro.
Evan Wright
The breach, which includes names, Social Security numbers, birthdates, and driver’s license numbers, encompasses roughly three-quarters of all people with credit reports in the U.S. Even to check to see if you’re a victim of the breach, you have to give Equifax the last six digits of your Social Security number.
FUCKING
PORKIES
Henry Ortiz
I didn't know having your government authorized social security number stolen that gives all your fucking records away and gives anyone the ability to steal your identity was up for much debate in protection, but Equifax did the right thing proving me wrong by fucking over the very people it victimized.
Ian Lopez
Oh what do you know, the Republicans are supporting Equifax
Easton Powell
Think of the business tho. If people can sue over breaches of privacy, that means a hacker can destroy a company by proxy of the consumer. If you take legal action, the terrorists win!
David Morgan
I'm gonna pop, this is too fucking much
Tyler Morris
Is this what you call…
SocDem in one company?!?!?!
Camden Nelson
I'm this close to kidnapping an Equifax high up
Lucas Brown
FUCKING
Asher Sanders
You should definitely do it. Get all your leftists friends in on it too and stream on periscope to maximize propaganda of the deed.
Xavier Rivera
I really do. I want to fucking Randy Quaid end of Christmas Vacation one of these fucking people
Logan Carter
time to agitate a bit tbh
Zachary Thompson
AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
Parker Turner
The fucking balls on these pigs
Charles Wright
Burn equifax to the god damn ground
Brandon Rivera
...
Brandon Brown
yes please
William Davis
And yet they STILL charge you if you want them to freeze your credit report!
Joshua Cooper
. If you have ever sought or been granted credit, Equifax has your information. As a “service”, the credit rating companies sweep up data from the states and businesses that use their services. Got a credit card, or a car loan, or a mortgage, or a student loan? Then Equifax has your financial records.
And if it ever gets hacked, you can't sue them for breaching your privacy
Lincoln Stewart
For fuck's sake mom, you just told me they did a credit report for you. Of course they still have the information. At least they're not stupid enough to give them the information again to check.
Kayden Price
HOW DOES A FUCKING DRIVER'S LICENSE HELP A CREDIT REPORT
Jason Moore
CAPITALISM HAS GONE TOO FAR
Logan Walker
Guys, I think we should band together to sue the company.
Jordan Robinson
An ancap unironically just told me that this happened because our socialist government backs up crony capitalist monopolies.
Austin Gutierrez
Honestly given their overreaction to the breach I'm guessing maybe there's some significantly shadier shit going on at Equifax.
Connor Young
Shoot that man
Ayden Powell
Oh no doubt. No doubt at all.
Isaiah Martinez
Well ancaps are autistic faggots so that's no surprise
Logan Davis
The time is drawing ever nearer
Owen Anderson
Season 3 of Mr. Robot coming out soon!
this is insider trading right? willing to bet anything none of them will ever see a jail. If this gets enough attention, they MIGHT get fined like a weeks worth of pay.
Hunter Williams
ancaps are stupider than nazis
Gabriel Sullivan
Can someone clarify things to non-Burgers here?
This is a private company, right? One of those Porky bootlickers that rated people's credit i.e. how much one deserves the honor of being extra-exploited?
If so, how the fuck did a private company get so much personal data of so many people in the first place? Pure data mining and shit?
Jordan Sullivan
Their purpose is to monitor your data so you can buy credit reports and shit from them. It's literally their function. I don't know if there are any regulations about that (probably few if any), but I imagine because so much of the economy is based on credit now people see them as an institution and give them a pass. But burgers are too spooked to make the step from "it's an institution" to "we should socialize it" because that's gommunism :DD
Dylan Parker
pretty much, a lot of these people never even directly interacted with equifax but the third party that needed to check their credit might have ran their information through equifax. explains it a little better.
Nolan Robinson
Remember guys. Old fashion checks are greater then credit cards.
Connor Hughes
literaly virtue signaling.
David Scott
Fucking what?
Easton Fisher
They're a private entity that can be hacked and has all your personal information to make their credit report.
If and when they get hacked, it's not their problem, it's your problem. Welcome to America.
Gavin Johnson
Jesus. This is like the second time this has happened. I think I got the stupid protection the first time, but does that waiver count for this time too?
Ian Collins
Honestly, have no idea.
Aiden Lee
JUST IN: Equifax will no longer force customers to waive right to sue after public outcry
Looks like sometimes people still have an iota of power when the outrage is focused. They're going to get so fucking sued. It isn't fucking enough but I'm glad people can do a class action.
Jacob Fisher
Goddammit I was phone posting and saw this thread which made me jump out of bed and check my docs. My dad was putting electric bills in my name and I used equifax to put a freeze on my account a year ago so I could cut that shit out so I may just be fucked.
Joseph Diaz
So let's see. We have one of three(!) massive agencies that are allowed to gather massive amounts of data on people, without their knowledge. You are allowed to know what their number on you is, but their methods of generating this number, and what data they use, is literally secret and beyond scrutiny. When they screw up, potentially destroying your life, they are beyond reproach in the law.
How is this not the most nightmarish dystopian hellhole imaginable?
Jaxson Martinez
Don't forget about the health insurance market :)
Ryder Cook
Even if I never overdrafted or anything on my credit card and always paid on time? What about debit cards?
Oh nice, now the government itself doesn't need to be involved in the whole "private profits, public losses" scam. That's the efficiency of the free market.
Blake Wood
undreated boast :::DDDDD
Wyatt Perry
Why can't you sue them for damages?
Gavin Diaz
They probably didn't it because their banker customers didn't want public attention being drawn to the bullshit mandatory arbitration clauses we have in this country.
Brayden Phillips
Just when you think being a Burger can't get any worse… Y'all folks need way more powerful medicine than "Bernie 2020".
Ryan Kelly
Revolution 2020
Julian Phillips
Megacorp (tm) could announce tomorrow that it has created a virus currently in the process of erasing 4/5ths of the earth population for their convenience and libertardians would claim that it's the ineffable will of the market and thus great, as the flesh peels from their bodies.
That or the GUVMENT forced the benevolent capitalists into acting in their own interest yet again.That bastard.