>Kyle runs the facebook for a local progrock band and Mackaylah sells flavored soap on Etsy. Together...

>>138765005>Watching Love It or List It>Houses shown are always shitty new builds with HOA fees that look like all the of the neighbors housesHappens in a lot of other shows as well. I can't imagine living in a home so boring with literal rules as to how it has to look and be up-kept. Also fuck open floor plans.

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>>138766397wouldn't you keep the daily car on the driveway

>>138765200It's the mcmansion style, like having roofs that drain on other roofs. I think in America they are free to build houses without an actual architect signing the plans.

>husband obviously earns a lot, will be funding the purchase himself (possibly with help from his parents)>Woman has no job, or they describe her hobby as her job>Probably have a kid, maybe 5 or 6. That was about when the woman realized her husband was checking out of the relationship and she needed to rope him back in

>>138766039>protecting expensive machine from the elements is a waste of money

>>138767379bc the expensive cars are in the garage already

>>138766230Huge garages, huge bathrooms, and huge kitchens are the worst trends.

Knowing that the show is always filmed after they already picked a house, it makes me wonder how often they feel regret when they get toured through a house that's unquestionably better than what they picked but it's too late now. It's super common that one house is obviously the best choice but they don't "pick" it for some really arbitrary and stupid reason and that's obviously because they never actually saw it before they already got their house.

>>138767755They even have weird arbitrary things they don't like about the house they actually picked. It's always something that's easily corrected after the sale. I guess they write those lines to add drama, but it just makes the buyers look like unimaginative nitwits.>inb4 anybody who would appear on such a show is already an unimaginative nitwit

>>138769325no kidding. my favourite is when they bitch about wall colours. or >3000 sq feet>4 levels with a movie theatre>6 bedrooms 4 bathrooms>imported granite counter>top of the line appliances >separate garage with living space above for quests >8 acres >$299000but honey, there's no pool

>>138765005>Kyle runs the facebook for a local progrock band and Mackaylah sells flavored soap on Etsy.millenials were a mistake

>>138769623>3000 sq.feet>$299000Where does this happen?

>>138766466I bet American new build housing is nowhere near as bland, cramped, and uninspiring as British New build housing estates (pic related)There’s a housing estate (or ten) identical to these popping up in every piece of green belt land in the U.K. at the moment. Boxy, low-ceiling houses (for energy saving purposes) that are barely bigger than a hamster cage.Houses in pic related probably cost upwards of £250,000 (about $330,000).

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Why american houses require 4-6 bathrooms and mutiple sinks? I spend at most 20 min per day in the bathroom I dont see why invest so much in a room you using so little.

>>138769895texasmississippi

>>138770033They don't look like a new rich favela either.

>>138769970It's not. My parents moved into what is essentially a planned suburban community, and while the houses are very template, they at least have character to them and they build them in blocks, so one block will be the smaller $200k homes, and then the next block will be the bigger $1Mil homes. English suburbs are ugly as fuck. And full of shit people.

>>138765282Huh?

>>138769970I know some people hate the american shed buildsbut some parts of the uk actually have a temped climate enough for wood and they would actually blend into the area look at Scandinavian wood houses we need to stop with a brick and concrete, Its killing the uk landscape you could even go medievil and have a brick first floor then wood 2ndInsulation is a meme, everyone is completely ignorant to the cold here unless they want to have a moan about something, It could get to minus 2 and people would be fine with a blanket and it never goes beyond that

>>138766230>>138767569How else are you going to park your Ford Raptor or RAM TRX?

>>138769991The bathrooms are for your guests. When you host your parties, you don't want your guests to go into your actual bathroom and have them see your dragon dildos and cum lube bottles everywhere. You do host parties too, right? I would hope you know this.

>>138770887Why are you inviting people you don't trust into your home?

>>138771140No, but I don't want them to know that I'm a degenerate who only does serious cleaning when I'm going to have them over to look at my possessions.

>>138766230Lack of alleys killed suburban architecture

>>138769970Thats because England's demograpgic is changing and the newcomers do not care to pay a dime more for an artistic approach to the design so you get these monstrosities instead

>>138772808It's not just there. I was in Portugal a couple of years ago, and all of their nice architecture and cool houses are in ruins. The young people take no pride in accomplishments and just want to live in tiny apartments.Here in the US, it's the same. As much as millennials and zoomers bitch about things costing money, they don't make any effort to actually make any.Our civilization is doomed. When the alien robots come, the average person will be too lazy to do anything about it.

>>138765005Check out the movie They're Watching. It's a horror/comedy flick that parodies this show.

>>138765273>the "small garage door" is for when Amerifats get too obese to enter the regular front door.Most Americans with garages use the garage as their front door since they drive everywhere. When I was younger my parents never used the actual front door.

>>138765200One is for classic motorbikes and atvs, the other is for this years model vehicles.Remember though, America is a poor country whose citizens can't afford healthcare.

>>138769325>They even have weird arbitrary things they don't like about the house they actually picked. It's always something that's easily corrected after the sale.I don't like the color of the master bedroom. Fuck this house.

>>138767507cars existed for 60 years before people started falling for the garage meme

>>138769970Stop badmouthing based Deanocubes.

>>138774261>cars existed for 60 years before people started falling for the garage memeAnd the population and amount of crime has exploded since then. People want perceived safety.

>cardboard doorsDo Americans really do this?

>>138774181>too poor to afford a minimum wage chauffeur to drive him around town at the touch of a button

>>138769895I bought a 3400 sqft house in the suburbs of Charlotte for $315 last month

>>138767569Huge kitchens are god tier, i can make a mess and still have room to hang out

>>138774051>Check out the movie They're Watchingyoutu.be/0M_zW9G6WVo

>>138765005When I bought my house the bank offered me nearly three times what my budget was for a mortgage.I declined and stuck to what I had planned for and will be debt free in about 10 years, had I not, I would not have paid the house off before I died.

>>138769970At least it can be argued that that look is quintessentially British. American cities have no distinctive look or soul, that's why they're so easily interchangeable with Toronto and Vancouver for shooting.

>>13877398899% of young Portuguese literally cannot afford to live anywhere that isn't a tiny apartment

>>138773988>YOU MUST BUY BIG HOUSE>MAKE MONEY FOR BIG HOUSE>DON'T YOU WANT BIG HOUSELmao fuck off, ameritard

>>138774261the average thief in early 20th century would not be able to even start the car let alone drive it

>>138766381he mad!

>>138774545It's not about buying a big house. It's about being comfortable. I don't actually want a big house. I want a smallish house that has the right features and land that I can use how I see fit.That you're so small minded that you can't see past your own preconceived ideas of success shows that you're an overall detriment to civilization.

>>138769970Those will become slums within 40 years

>>138774501Part of that is the fault of the EU for destroying the economy of their country. Part of that is also due to their own laziness.

>>138774324>>138774577so is manual transmission the best way to theif-proof your car?

>>138774776Best way to thief-proof anything is to live far, far away from niggers.

>>138774695They're already slums. Most of them are social housing.

>>138765200One for daily driver (single)One for pickup truck and workshop (the double, obvi)

>>138767569>huge kitchens are a memeOh fuck off. My parents live in an old ass house with a tiny kitchen and cooking in there is fucking terrible. You have hardly any counter space and god forbid someome else try to go into the kitchen.>huge bathroomsLess of a problem. But still shitting in a cramped closet isnt exactly enjoyable. But desu a house should just have one good sized bathroom (master)

>>138774828A shame. I used to always picture Britain as quaint and cozy, All Creatures Great and Small-ish, local towns and cobbled main streets. Guess it is just as fucked as globohomo as the US.

>>138765305

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.....do euros really?

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>>138774903Big kitchens are god tier. How else are you supposed to properly mis en place a large meal? I made breakfast in my friend's place in europe once, and it was a fucking nightmare. I ended up setting stuff on top of the refrigerator just so I could have room to work.

>>138775008>>138769970>why yes i want a tiny spooky dark alley between me and my nieghbours>and yes a tiny patch of grass, no no, thats too big

>>138773988No one WANTS to live in tiny apartments. Most people I met would love a nice big house. The issue is they cant afford them or the ones they can afford are too far from their jobs to be a realistic option, or in areas where they cant get a job.

>>138767569Huge kitchens are awesome you cuck. Not that you would know heating up chicken tendies for dinner.

>>138775008they would cost 300k

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>>138774776>get home>remove battery>hide battery>???>profit!

>>138769970DEAAAANNNNNNOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

>>138775337>have to put your battery back in literally every morning for workYeah I think ill stick to a garage

>>138775305you'd be so luckythese would go for £500k easy

>cheap loans means expensive houses>cheap houses means expensive loanswhen is it best to buy?

How do people invest in real estate and make money? Like say you invest 250k into a house and rent it out. You get maybe 2k a month. That investment would take forever before it starts making a profit. Or is there something im missing?

i really hate the one with the 2 twinsmy mom loves that show, i fucking hate them

>>138775460they turn a stock (savings) into a flow (rents)they're already immensely rich and their descendants will allegedly reap the full benefits

>>138775460Rent is more like a dividend. You also make money when you sell it.

What are some legit house shows then? I find them comfy to watch.

>>138765005Anybody else’s parents watch this shit all day?

>>138775460You still own the house and can sell it later

>>138775460they are slumdog landlords, you buy shitty flats to get it cheapest as possible, but in really expensive areas, and never repair anything in the flat, just bank the cash

>>138775458Immediately after a real estate bubble pops

>>138765005Meanwhile in yuropoor we can build 3 story high brick house for like 50k

>>138769970>Having windows in the side even though they’ll get pretty much zero sunlight and the only thing to look at is your neighbour’s wallWhat is wrong with Bong housing developers?

>>138775746>people actually believe this

>>138775768fresh air smells good, anonthe external drains are the true heresy

>>138775768They're probably bathroom windows. Many building codes mandate every single room have a window in case of say, a fire.

>>138775514But the flow is so low. In the example I described we are talking .8%. Like that doesnt even make up for inflation (although i guess rent would also increase over time). God forbid you have to make any major repairs, could be like 3 months profits just lost. Wouldn't it be better to put that money literally anywhere else?>>138775537>>138775610Why buy a house to just turn around and sell it? Unless we are talking way after purchasing it (10 years or something). I mean how much a houses value can rise is pretty limited, so maybe you sell the house for 300k. Idk 50k after 10 years waiting seems mediocre.

>>138766381>american cars>good

>>138775746Yeah and I bet it looks like 50K too

>>138774181because they waste all their money on materialistic shit, evidently.

>>138776154Yeah if they have money for boats, atvs, and multi car garages then they probably have company sponsored health insurance. But cope harder europoor

>>138776303>t. egoist with no patriotism or national love.

>>138775932Last house I rented was a dump from this fucking woman who owns a shitload of cheap properties in my town. No surprise they are all dogshit. She's such a klutz the first renewal she sent me was for the wrong house, which is how I learned she's a slumlord.She collected about 40k from rents in me and spent less than 1k on repairs in the course of 5 years.

>flavored soapwhat?

>>138775460>borrow the 250k from the bank>rent house out for 2k a month>1k of your 2k goes to paying back loan each month>???>profitthats how you do it - until the market crashes and you get raped or you have a bad tenant who fucks your meme up

>>138765005I remember one of the home buyers on there made 8 million dollars by "inventing" a plastic case to store chalk. Frustrating to see so many other people getting rich effortlessly when every business idea I try face plants.

>>138767569Huge yards too, 800 square foot shack on a half acre, and usually the lot is six feet wide with the house RIGHT on the road and football pitch of grass to mow in the back.

>>138774375We do, I'm a contractor, you could literally demolish the average American home with your bare hands. Cheap drywall, cheap particle board, even a basic concrete foundation is increasingly rare. but as the quality goes down, the prices continue to skyrocket.

>>138777052that's a 20y loan

>>138775008SOUL

>>138769970God i hate being a britcuck

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>>138775008This is what our MIDDLE CLASS live in. You americans think you have it bad in your ghettos, let me show you what a council flat looks like

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>>138775961kek

>>138777052Wouldn't work in my area, rents are lower than what you pay in mortgage and property tax, and that is only if you have the 20% required to avoid mortgage insurance, with the mortgage insurance too you will lose money each month renting it out.

>>138769970Is England going to run out of room to make new houses after a while? Serious question

Lads help me out here.My plan is to buy 3-5 acres of woodland, for £20,000 and build a house on it unlawfully (building is easy as fuck if you dont have to keep it to spec)and take advantage of uk planning permission loop holes to live in it for 4 years un-noticed by putting up fuck off huge fences around my land and then retroactively apply for planning permission and right to reside. Any Holla Forums anons tried this in the UK?This guy did it and it worked out well for him it seems. youtu.be/621nP8oP1R8

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>>138775213there's going to be a fence separating that alley bit, they just haven't built it yet (look at the house on the left)

>>138769970Hol up those homes are made of wood? But I thought Britfags always shit on the US because muh wooden stick houses. Are they liars as well as cucks?

>>138766381>two shitbox pickups made out of paper on finance

>>138774828That's really not true at all. On a new build estate like that, they typically reserve about 10% of the plots for social housing. And those homes are typically smaller and cost the developers less to build as they can't make as much money on them, they do still make money on them, from our taxes of course. But do you honestly think this Tory government would buy up entire new build housing estates and just give them to the poor? Not let the private sector shag people in the arse like they do with everything else? What planet are you on?

>>138777821go for it and report back when you get raped by the law

>>138777941whats the worst they can do? Make me tear down my £3000 wood shack?I'll just build another one surely? They can't take the land from me so what can they actually do to stop me building again ?

>>138775746more like>development company builds a brick box to the minimum requirements for a 3 bed rat cage>spends €50k on materials and labor>sells a 50% equity stake for €120,000>keeps 50% stake to garnish rent off the sucker who bought it

>>138777087>ideascondom dispenser. looks like a kleenex holder, but secretly dispenses condoms as well.

>>138778040Wrong, if you do it in a rich tory neighborhood and get found out they will imprison you on any charage they can (usually obstruction + non payment of taxes) , demolish it and take your life savings. A guy tried to do this years ago hiding his house behind a hay stack. He was arrested, imprisoned, lost all his money and had to transfer any assets to his friends and family to stop them tearing it down by creating a quagmire of legal red tape

>>138777821You specifically asked about UK, but I'm going to answer anyway because I can't shut my mouth.My uncle did this in the US, as he understood it, he built it without permits and as he understood it, would only need to get it inspected and approved later if he wanted to sell it. He was wrong, they found out, demolished it, and sent him the bill.

>>138778040Pretty sure breaching planning permission rules is a criminal and not a civil matter. They'll fine you out the arse. Repeated infractions could lead to prison time.

>>138776303>>138776154"poor" people in this country make me so fucking angry. Their are definately plenty of people struggling but I hate the welfare fuckers who are 400 pounds obese methheads that can't afford diapers or healthcare but they can buy a brand new cadillac every year.

>>138766381More like Americans get car loans and that's it

>>138778090How about a strap on dildo for dicklets. Looks real enough to fool women, super thin latext on top so you can feel the insertion too, prostitutes and one night stand club sluts think you are hung like a black man. You'd wear a condom with those kinds of women anyway, so why not wear one that allows you to blow out their pussy even further.

>>138778085There are no developers here, it's all custom how ever you want it, you find, architect and a construction company and they make it for u

>>138766381You mean you’re either leasing a car or you took out a loan for it, you dumb mutt. Stop sucking jewish cock so hard.

>>1387782281. Building on farmland is trickier than woodland because it is in plain sight. 2. He actively tried to hide his dwelling. Which is illegal.3.it only becomes illegal if people complain, the council come along, you appeal multiple times and then get rejected multiple times. Which can all take around 18 months to happen. If you tear it down in that time it is unlawful but not illegal. 4. I think the guy you're referring to is the guy who tried to build a castle inside his barn. I dont think any of the things you mentioned happened to him. He had it knocked down. Thats it. 5. It wouldnt be in any neighbourhood because it would be a piece of woodland miles out from any village. If you reside in a permeneant structure (a house only) for 4 years without anybody complaining you have right to reside because you arent changing the land from green field land to residential land.

>>138770761Outside, you fucking retard. Why have a heavy duty pickup if you have to hide it away inside like a crossover for women?

>>138777087The trick to anything in life is to just do it all the time. If you want to come up with the next big thing you need to spend all of your free time coming up with ideas, pitches, and kissing investor ass. Otherwise someone else will do it first. The difference between the guy who makes 8 million from some plastic chalk thing and you is that that guy probably spent 5000 more hours than you coming up with ideas and putting in the work.Yes nepotism and luck exist, but you will never fail if you just put in the time and effort (plus you have to actually have SKILL too).

>>138778283you arent breaching planning permission laws until somebody complains and the council gets involved. If you can go 4 years without that happening you're golden.

>>138778040Really think about what you're asking here. "What can the government do to stop illegally building houses?" They can send you to jail, you fucking muppet. If they didn't have the power to do that then we would have a load of dickheads like you shitting up the greenbelt with their "high fenced non-spec" houses. Fuck off.

>>138765200Serious answer: One is a garage for cars, the other is a workshop/tool shed. The smaller garage door is mainly for lawn mowers, and other larger tools that wont fit through the front door, and cant squeeze past your cars. Generally also a good place to store bikes and other bulky outdoor shit. Also checked

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>>138778528Anybody can make that complaint though, including council employees, doesn't have to be a local resident. They have employees that investigate this shit.

>>138775008lmao all those estate cars

>>138774413Charlotte is a shithole.

>>138778454t. loaning a “smart” car

>From 18 on I spend every Summer working to pay my way through college while my friends and peers go to Ibiza or backpack hike through SEA>Work part time during semesters too to cover all my own big purchases - electronics, furniture, clothes, etc. - plus travel costs>Still manage to scrounge together 40k by my mid 20s by living like a hermit when I get a steady job>Go to bank to discuss mortgages>Turns out that living within my means without ever taking a loan or getting a credit card was a bad idea because the bank doesn't trust me even though my career is secure and I've proved I can save like a motherfucker>Also the max I can get is fucking miniscule because they're scaled poorly so unless I can suddenly get married to double my yearly household income I can't afford to buy better than a former drug den in my city>Now stuck paying interest on loans I didn't need to develop a "credit score" so the bank will give me like half the loan I actually need one day >Meanwhile the normies I know with relationships who take their accounts into the negatives frequently paying for shit on crediy get a 15k wedding gift from their parents and get a mortgage with ease I fucking hate this world

>>138778559>we would have a load of dickheads like you shitting up the greenbelt with their "high fenced non-spec" housesLmao such a weak lazy argument>IF IT WAS SO EASY EVERYONE WOULD DO IT M8yeah just like making money right. Believe it or not most people (including you) dont have a very firm grasp on their civil rights and UK planning permission laws. You are literally just assuming the government is able to lock you up with nothing backing it up and using your own unsubstantiated fears to back your shitty argument.

>>138778040just pretend to be a gyppo and nobody can touch you

>>138772066Why are you a degenerate to begin with?

>>138778559>we would have a load of dickheads like you shitting up the greenbelt with their "high fenced non-spec" houseshave you even heard of gypsies?

>>138777868What? Roof beams are always wood if that's what you mean.

>>138777868thats the roof beams dipshit

>>138778673believe it or not , most councils are very constrained for staff/funding and do not have gangs of planning permission and building inspectors roaming thousands of miles of woodland looking for unlawfully built houses. They rely on local complaints. As long as your'e either quiet enough not to be noticed or friends with the people you live around you'd be fine.

>>138774545How is not wanting to live like an insect stuck renting a minuscule apartment considering American? Are you jewish?

>>138777544>You can fit 6 800 sq ft houses in an 1800 sq ft house>You can fit 11 600 sq ft houses in a 2100 sq ft house>You can fit 23 500 sq ft houses in a 2300 sq ft houseHow retarded are the people that made this?

>>138778798Ursury should have remained a mortal sin and banks should never have been allowed to exist.Credit Unions should be the global standard.

>>138778971You're forgetting to cube them

>>138778949they do, also don't add any council site to social media they get people to comb it to look for things to fine you for thats how boomers get a visits from liking offensive jokes on facebook and fined some councils think they are your parents

>>138775460Real estate investment on a professional level (as opposed to what your mom's stupid friend "does") works on a 30 year horizon

>>138766381Based dabbing on the EuropoorsEuros might as well be subhuman

>>138778798Kek you sound like me in every way except I had a credit card open through college that I never fucking used so I had amazing credit, and I qualified for the best rates

>>138775460You buy the house mostly off the mortgage then use the rent to cover the monthly payments. Long term you eventually pay off said mortgage and generate pure profits from rent while having the ability to sell it for a lump sum if needed, though short term you're down whatever downpayment you needed to provide.Property investment on the upper middle class scale works over decades.

>>138777052>1k a monthThats fucking awful return and you are fucked if there is any major repairs that are needed or if your rental is empty for any period of time

>>138778798Literally just get a credit card and use it responsible>be 34>three cards>never taken a loan>credit score is north of 800i could probably buy a house if i wanted

>>138778332>falling for this memePoor people arent out getting cadillacs and lobster dinners like that meme implies. They are wasting their money (on shit like cigarettes and alcohol) but not on the outlandish shit you people pretend it is.

>>138775337Look into car kill switches (shuts fuel to the engine). Have a friend with a Camaro Z28 and he wont tell me where it is. Some friend..

>>138774181>citizens can't afford healthcare.I'll remind you,by law, if they can arrive at a hospital for medical treatment, the hospital must treat them.Regardless if they can pay or not.>works for hospitals>ER patients are overdosing drunk meth morons who come in every weekend to swear and scream at everyone while demanding dilaudid and oxy, a private room and a general diet menu while they receive a fluid drip watching tv and being incontinent on the bed>take a shower and leave the next morning AMA>hospital eats 100% of the cost>they'll be back in 5 days>ER patient is a 37-year-old retard, literally, that is transferred from a long-term care facility after a fall>patient isn't that injured whatsoever>turns out, the long-term care facility just didn't want to deal with the 250lbs child who screams and is completely noncompliant with anyone and everyone because they aren't accepting him back>and the hospital cannot discharge a patient who cannot live well on their own>hospital now has ANOTHER patient that does not require any treatment literally living 24/7 on an in-patient med-surge floor, acting violently and causing nothing but problems for other patients and staff>but, again, the hospital cannot discharge them and NO ONE will accept him>and, of course, they do not qualify for ANY health insurance, so the hospital eats 100% of the costIt's not that Americans can't pay for the healthcare. They really just don't. And it's always available to them.

>>138778392These exist already bro. Great for banging fat chicks with.

>>138779786>It's not that Americans can't pay for the healthcarethen why is medical debt the #1 cause of bankruptcy, why is medical insurance such a vital commodity that people will endure abusive work environments to hold onto it, and why do so many americans die of treatable or preventable conditions due to not being afford treatment?

>>138765273underrated gimmick

>>138778798Literally all you need to do is get a credit card and use it to pay for car petrol or whatever each month. Pay it off immediately as if it's an extension of your debit card. Do this for like 6 months and you're good to go

>>138765139t. Kyle

>>138779725Would you tell your friend your passwords?

>>138780403I've already pulled the trigger on a car loan and got a credit card. Feels fucking awful paying interest on the former and the latter is an annoyance but I'll get there someday.

>>138770468the brick just need a plaster surfacebellway tend to do this whereas barrat do not. it fits more in with the landscape as long as the plster isn't bright orange like the brick

>>138780094NOOOOO YOU CANT JUST BTFO MY ARGUMENT LIKE THAT ITS NOT ALLOWED

>>138780094Maybe for people who file for bankruptcy.And aren't billionaires "filing for bankruptcy."Medical costs for middle class families who have a parent who's been diagnosed with cancer are wildly high and good-natured families try to pay for treatment...that they can't afford. But the hospital doesn't give a shit, they'll perform the treatment and find a way to get that money.Also, to "be insured" does not mean jack shit in the first place. You still pay basically everything. It's there for your schizophrenia and depression medication and that's about it.>and why do so many americans die of treatable or preventable conditions due to not being afford treatment?1. They don't go to the hospital because they think they're Superman2. They die because they're obese3. They also die because they're elderly and immuno-compromised where the common cold gives them pnuemonia and a sneeze causes a stroke

>>138779357Yeah but isnt that a terrible ROI?

>>138780094>so manysounds like a statistic relative number that can be twisted to mean "two people" or "two percent" and that becomes a wildly large number when "compared."

>>138780680This is confusing for me. How can you be middleclass but simultaneously not have a job that provides fucking insurance that would cover shit like a cancer diagnosis?

most houses round here were designed when rough cast was fashionable . it's a pain when you're a kid as you can't lean against the walls but I actually think roughcast is nicer than the coloured exposed brickwork of modern developers . plus when the whole place is roughcast, starting to put up new builds in a different style looks really bad and inconsistent until the rest of the housing stock can catch up in like 40 years. but there's 1 house that replaced the roughcast with smooth plaster. it looks way more sleek and modern while still blending in. wish more homes would do that

>>138778257reminder teddie was right

>>138765282Go away, Chang

>>138780756Keep in mind in the context of this study non-utilization was primarily attributed to people not being able to afford doctor visits for diagnosis or treatment when the issue was discovered/apparent

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>>138780864>>138780864I agree that a smooth finish render looks much better than exposed brickwork. But rough dash/pebble dash houses look like shit.IMO the size of the house is much more important than any of the building materials for aesthetics though. A huge rough finish house looks better than a tiny smooth rendered house. Houses are all about scale. Its hard to find a huge house that looks like absolute shit unless you want to get all pedantic and say these 100 million pound mansions in LA look 'classless' or whatever. People should fuck off with that shit because they'd kill their own parents to get to live in something like that.

>>138780705Not if you live in it too with your tenant(s) or just want a lump sum for retirement in your early 60s.

>>138780832"insurance" is not "one giant company in American that pays for absolutely everything medically related"Think about that for a little bit more. Then remember the intelligence of a human living in America in the year 2020. Then ask again.

>and why do so many americans die of treatable or preventable conditions due to not being afford treatment?

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>>138781103>heart attacks/strokes (instantly fatal or non-treatably fatal within days/weeks/months)>childbirthSo, be morbidly obese and die from a heart problem at home. Not really attributable to hospital care.....

>>138781135difference privit drive style brick work and mono blocking in general always looked cheap and nasty . i'd plain cement drive way any time over thats shit

>>138780094>and why do so many americans die of treatable or preventable conditions due to not being afford treatment?Because people are literal morons who think a drug will cure everything, so they make whatever poor health decisions they want to for their entire lives, only going to the hospital when an accident happens. Which, when they turn 30, suddenly happen a helluva lot, and the drugs aren't really making things "better."

>>138781135tiny homes can be neat like the ones on never too small youtube channel but that's where the aesthetics are perfected . the problem with tiny barrat new builds is they replicate the style of the larger american homes and even the slightly larger family homes that are just down the street from them in a lot of cases. houses for grandparents / childless couples / single people / 1 child families / 5 child families and any other living arrangement should all look different and not just triangle on top of a square

>>138765005House Hunters is fake/staged anyway.

>>138781150I get that. I know you guys have a bunch of insurance companies. But my point was if you are middle class that would lead me to believe you are probably working full time. And from my understanding most american full time jobs givd health insurance as a benefit and if you have health insurance as a benefit you only have to pay a small small portion of medical bills out of pocket

>>138781578>and if you have health insurance as a benefit you only have to pay a small small portion of medical bills out of pocket

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>>138781213>somebody will have to payThe core belief of all leftism

>>138769970God the american love to seeth over brits because euros mock their plywood houses, stop being such a snowflake

>>138767507>American cars fall apart in the rainLmao

>>138781438tiny homes in themselves arent a bad idea for people on a budget but the problem is that even tiny homes need land to be built on. Land is the ultimate resource. Its what people over hundreds of thousands of years have fought and died over and the government and other people try damn hard to make it so you dont get to have any. Especially here in the UK where it is even more restricted.

>>138778680hp is old nowtoday they would all be gas guzzling SUVs driven by stacies with deneos works van out front and his golf GTI

>>138781222>if i just ignore a majority of the list and pretend childbirth is an instantly fatal condition i won't look wrong!

>>138780094Americans think a cure-all exists that they just have to pay for when they "retire" in their 40s.But,when the go to the hospital at age 29 because their heartrate was in the 190s after drinking 3 Tall Extremo XXX condensed Energy drinks + 1 L coffee cola and realized they couldn't feel their face and were soaking wet and were forced by their manager to go to the ER so you didn't die at the office and the paramedic told you you were experiencing an immense migraine and you needed thousands of mg of the strongest depressant they had RIGHT NOW and you ended up staying overnight in 10/10 pain without sleep then being admitted to in-patient care and spent the rest of the weekend attending physicians meetings where they all told you your health was in terrible condition, your cardiovascular function was operating about 12% of what it should be, you need liver and kidney transplant within 5 years and your behavior when on these medications indicate you have bi-polar issues and upcoming neurological function meltdown and that more than half of the treatments were outright elective and therefore not covered whatsoever by the shitty health insurance your company was offering and the half it did cover only covered about 20% of the cost, none of which included the checkups or the fact you needed 5 NG tubes after the surgery because you ripped 4 of them out of your nostrils when the nurse told you you weren't allowed to eat anything because you can't swallow right now and your frustration and inability to comprehend why forced you to act like a suicidal child...but you're going to try to pay for it because you don't want to die yet.And that risk only gets higher as you age.That's probably why "middle class who can afford it" go bankrupt from medical costs.Or because it's not THEIR medical costs, they're actually trying to cover their parents' medical costs, which are through-the-fucking-roof in the past 5 years.

>>138781630>and if you have health insurance as a benefit you only have to pay a small small portion of medical bills out of pocketNo. Not at all. This is why you don't understand. This statement you have made is not true. Health insurance does NOT cover 90% of all medical costs. It does not. NO health insurance company offers that.

>>138782115oops, sorry, meant for >>138781578

>>138781578>And from my understanding most american full time jobs givd health insurance as a benefitMost, sure. It's almost legally required, really.Your misconception that the level of health insurance they offer is "good" and that it covers "a lot."It's not. It doesn't.

>>138775768Avin a cheeky pint with Nigel Nextdoor without the missus hearing

>>138781960>I posted a list of deaths or accidents/diseases so life-threatening that people fled to a hospital for treatment>people on that list complained about the eventsurprising

>>138769970Oh God I can imagine what the British equivalent of this is going to be like when they eventually get round to making it>Deano works in IT but dreams of moving to Ibiza to become a DJ while Chantelle opens her own beauty salon

>>138775460Landlord here. You get a mortgage for 75% LTV, so you only put 25% of your cash in. You then set up subordinate bonds and preferred equity stakeholders to cover another 20%, getting you to 20 to 1 leverage. After paying your leverage, you have half your rent left over. You pay a lot of the rest on maintenance and taxes. At 12% rent-to-price, you break even. Above that, all of that is profit. 16% rent-to-profit gives you 4% profit on the price, but you only put down 5% of the price in the first place, get it? So take your money for one home and buy 20 homes instead. This principle holds all the way from midsize landlords all the way to megalandlords like Invitation Homes or Preferred Apartment Communities (~9000 units).Rich people and high finance runs off leverage. Debt. The big crises like now come when the music stops and everyone scrambles for a chair. Right now, AAA bonds backed by tier 1 commercial real estate (think big Manhattan office skyscrapers) have gone tits up. Without the Drumpf pump, we'd be seeing another bond meltdown like 2008. Part of the problem is that millennials love bonds too much, so all their money in bond/stock portfolio flows to unnecessary development as easy money (millennials only buy AAA bonds, not subprime).

What will Deanoestates be like in 50 years time while the green belt of Britain slowly erodes and becomes nothing but a memory as more and more of them are popping up all over the place. What will Deano, Danny, and Smythers weekend banter be about on the latest Playstation and FIFA or Call of Duty as they plan one of their stag does to Eastern Europe. What will become of Deano's missus as she becomes a husk of her former self fading away to nothing while watching the latest production of Love Island as she realizes people where only paying attention to her for her looks as people start paying more attention to a younger Barbie doll version of her who is an an acquaintance in their son or daughter's social circle. What will Deano Jr aspire to become, who's parents had him out of wedlock? What types of people will live in these houses, what will they do for jobs, where will they go on holidays, who will they vote for? The future is bleak; the future is on finance.

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>>138782381We have plenty of those shows already.

>>138777544Based.This chart is probably outdated though, New developments are much smaller then older houses/blocks from decades ago. New development dividing is very jewish here.

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*blocks your path*

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>>138778257Amerimutts think 2nd amendment can be used to protect against government tyranny but apparently it can't even protect against a lack of a housing permit

>>138777821I remember dogsitting in a fuck off big house built illegally in some valleys and woods down south. Was kino and now perfectly legal. If you could pull it off you'd be sound.

Best HGTV show?

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>>138765200one is for bikes the other for the chevy

Lads, why is bongland so fucked? Even engineers and lawyers in my city can barely afford 100 square meter (1000 square feet) terraced houses in the norf.

>>138765139Fpbp

What is the best state to live in?

>>138787690Arizona

>>138787709Why do i see this posted anytime that question is asked. Arizona fucking sucks unless you just fucking love the heat and enjoy desert environments, which in my opinion are fucking ugly. I wanna move so badly.

>>138787709If you're retiring, yeah.If you need work? Fuck no.

>>138788312The heat in Arizona isn't bad at all after living in Florida. You just go under some shade and it's fine.

How the fuck does anyone live in states like Washington? Homes are ridiculously expensive there. For example this piece of shit 1200 sqft 2 bd 1 bath house costs damn near 3 quarters of a million.

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>>138787709Arizona>awful heat>ugly surroundings >too many spicsFailing to see the appeal except maybe housing is cheap.

>>138788445They move from California where the equivalent house is worth $500K or more. They consider that cheap, buy the house with cash, and have plenty leftover for retirement, new cars, remodeling, etc.

>>138787690Vermont. The state is gorgeous and is over 95% white.

>>138788522>awful heatIt's dry heat so it's very manageable>ugly surroundingsI think it's beautiful>too many spicsNorthwest Tucson is nothing but old white people, very cozy.

>>138787690Maine

>>138788558That house is already over 500k. It was damn near priced at 700k

>>138788575Anon. 120 feels terrible even if it is dry heat >t.user who lives in west texas

>>138788595I didn''t see the 3. Is this in Seattle?

>>138788631I've lived in both Arizona and Florida and Florida was a thousand times worse. Arizona only feels like shit if you're in the sun.

>>138774118This. The front door was exclusively for welcoming guests in.

>>138788631I rode my bike in 120F weather when I lived in Arizona. It's not that bad.

>>138788657Yeah because Florida is simultaneously hot as fuck and humid. But temps that high feel like shit regardless.

>>138788648Yes

>>138769970Why are Anglo suburb cuckhouses so close to eachother? Why even bother separating them? It would make more sense to just have them be townhouses at this point

>>138788989It's a little baby island for babies

>>138788841Well there you go, retard. There's a whole other half of the state that's cheap as shit because there's nothing out there but farms and hicks.

>>138765273Fuck I need one of those

>>138776347can you honestly say that you would love the US if you were from there? there isn't much to american national identity other than "muh freedom muh patriotism" which often gets drowned out by (rightly deserved) cynicism.

>>138765005>local progrock band>2020>guitar music

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>>138789477People are small mindedAmerica>that's, like, 3 cities, right?>I don't know how big a U.S. state is>"living in New York" must mean you own a residence on Manhattan Island and are in walking distance of the Statue of Liberty>a lake? don't you mean you live near a pond? lol, I know how big a "lake" is, loser, what do you mean you live in Michigan?

>>138769623What kind of quests can I run in the garage?

>>138765200Homegym masterrace

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>>138789477>>138789477And there will be no jobs. So great

>>138766558>You can't build your own home in England, you need to have a cuckshed inspector come by and make sure it's cucked and pozzed enough for youkek

>NOOOO I DON'T WANT A POOL BECAUSE I'M TOO STUPID TO WATCH MY KID FOR 12 MONTHS BEFORE HE LEARNS TO SWIM AND HE MIGHT DROWN

>>138791338I always wonder about people who don't know how to swim.Anyone ITT literally going to drown if placed in a body of water that is deeper than they are tall?

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>>138791441>Anyone ITT literally going to drown if placed in a body of water that is deeper than they are tall?Black people don't post on Holla Forums

>>138766039If you live somewhere cold it's the right thing to do

I've recently been starting to think that living on a trailer park might not be such a bad idea desuIf I'm still going off and doing my white collar job, and living alone, what's the actually difference to me?

>>138777821How do you get your anime figures delivered by mail if you're living in a shack in the woods?

>>138789893>there are two countries in the world

>>138791441I don't get the webm. The swimmer is good? Okay?

>>138793138She's 2 seconds FASTER than the previous women's world record in 800m freestyle. Not the 5km marathon, but still.At that Olympic world level, winners are determined by mere seconds. If you're beating your competition by so much that they aren't even visible on the fully-panned-out-camera shot in the pool because you're 12 motherfucking seconds ahead of them...yikes.

>>138765139werftgh

>>138767569huge kitchen is godly. agree with everything else tho.

>>138793785Yeah so she's good. What am I supposed to take from this? That there is a good swimmer?

>>138775460you pocket at least half of the rents and a mortgage will knock off half the initial cost.

>all these shows about couples renovating houses>that one show where they aren't even a couple, just a girl and a beta orbiter>that other show where they start off married, even have an entire series dedicated to how the wife is pregnant and family is the most important thing ever, then they get divorced and constantly make snide remarks at each other but have to keep doing the show

>>138794104That your nation's best is meaningless."Take" from this the same feelings all the other girls felt when this girl showed up and started doing her jumps.

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>>138766039>Parking your car in the street like a poor person.Pathetic.

>>138765200It took 3 fucking posts before the supposed Euro (probably not) had to mention something about American housing. Why are they so obsessed?

>>138766466>open floor plansI'm surprised people haven't figured out it's an architectural scam to increase the price of a home per square foot and get away with buiding invariably smaller homes for a higher price under the pretense of it being 'modern' and 'open concept.

DOES ANYONE KNOW WHERE I CAN WATCH HOUSE HUNTERS ON THE INTERNET I'M SO FUCKING DESPERATE BROS I HAVE THE DOWN PAYMENT READY

>>138778700Used to be nice, but now it's all poos and niggers.

>>138765005>Mulch beds with no bordersYeah, no, that shit is all up in the grass.

>>138773988>As much as millennials and zoomers bitch about things costing money, they don't make any effort to actually make any.Yeah it's definitely that, definitely isn't fucking Seattle driving up the cost of housing in my rural community to $310k on average while the median income is $39k, cause techies and boomers will commute 3.5-4 hours a day, driving locals away from being able to buy

>>138778798Damn what you actually needed to do was be a leech living at home well into your adult years BUT having a job and credit card so you just bought anything you wanted online and paid it off easily that way you saved up money and had amazing credit. It's really that easy!

>>138774442It's this. The housing market runs America's economy, and boomers are so desperate to keep their investments going you have the government and society letting banks get away with loaning some guy who makes $34k a year a $450k 30 year mortgage at

>>138775491they strike me as both gay

>>138785174I watch it solely for the girl on the right.

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>>138777544Actually in leafland most of the houses are now chinese

>>138795003Because its anathema to the greatness of human creativity and expression.

>>138777544This isn't true for Australia, most houses are about 1400sqft

>>138795300It's worse in Canada because instead of boomers it's Chinks with boomers as their useful idiots

>>138788373Florida is one of the worst states to live in period

>>138795472Same in Australia desu

>>138795472It's no different in America. It just isn't everywhere. But west coast and major east coast cities.

>>138787690The people in the best states know never to tell people about them, we all saw what happened to parts of Oregon, Washington, and Texas when the California's spilled out to escape the problem state they'd created

>>138788562And 100% white guilt

>>138781844>Especially here in the UK where it is even more restricted.How is the process to buy a house, or land, in the UK? Are you the legal owner of the house/land, or are you effectively "leasing" it from the council?

>>138788445Nigger is that Bremerton

>ahhh y no one reply mi bait waaa

>>138778935>>138778851do euros really...?Here in Australia we have metal house and roof frames.

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one time I watched this renovation show about 2 fags and a token female remodling some new york jew's backyard and all they did was put a shitload of pot plants all over the place and charge the jew lady like $30k

>>138795479>boomer parents retiring to Florida golf community to play golf and tennis for the rest of their daysIt's what they've wanted for so long and I'm happy for them, but I can't help but feel that they've just bought into a meme. They even gave up a beachfront condo for this place.

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>>138774923They still exist in the countryside, an hour away from a big town there's plenty of cute little cobbled villages with old racists living therePeak comfy

>>138796163You should. Your continent is perpetually on fire.

>>138769970Stop importing so many people. Seriously you cucks import like a million people every year and they’re all Moslem paedophile worshippers who have ten kids.

>>138795341I want to get into Good Bones, but the mom is so fucking weird. Plus I haven't really loved any of their finished homes.

>>138780094Due to the fact that hospitals can't turn away people and there are lots of freeloaders on the system, there aren't options. If the hospital eats the cost, their choices are charge more for other people or get bailouts from the government, either way causing the everyday citizen to pay more. Purging every illegal, junkie, and retard from the country would be nice in theory and make healthcare easily affordable, but it isn't realistic.

>>138765200I have 3 kids. Me, my wife and my kids all have vehicles. Also some place for me to put my boat. It’s a luxury.>>138766039Do you even understand why you park in a garage? Leaving your car outside lmao you fucking disgusting person I bet your car looks like shit. My fuckin BMW is sitting in an outside lot unless I’m showing it off.

>>138798031Ok boomer

>>138774261>>138781824There is a nice comfort in getting in your car when it's +90F or -10F and not having to burn/freeze. It can get cold/hot in the garage but it's a lot more comfortable than a car parked outside.

>>138769623>want a house with a pool>get shown houses without poolsWow what the fuck why are they so ungrateful! They should have taken this house they didn’t want because user thinks no pool is a silly complaint!

>>138795341My man. They also know what they are doing. The daughter is always doing home reno in yoga pants.

>>138798135They can't afford a pool + everything else and the everything else is much more important.

>>138798195Indeed.>mfw she was slightly pregnant

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>>138777378Are you proud you use shitty materials and fuck people over to cut corners and make more money?

>>138798481>>138777378Not him but we don't really make homes to be used as fortresses.. Modern construction is efficient in the sense that it's not very strong, but it's very good at being energy efficient, moisture control, insulation, etc..Comfortable to live in.Also homes aren't that expensive in America, it's the initial cost of setting up the utilities + land value that inflates the value, not the materials.

>>138780832Just because a hospital says it’s “in network” doesn’t mean every doctor is. There might be 2 er doctors and if both check in on you, you get bills from both of them. Your oncologist might recommend you to another facility for something or your medication might only be provided at certain places that aren’t in network either.Also you likely have a 10,000 deductible and a 5000 copay for every visit and meds are only covered 50%.So you aren’t paying a million dollars, probably just 100,000.

>>138777535So? It's free money. Sell the house after 10 years and take the leftovers if you don't want it for that long.

>>138766039>parking your car outside so the elements can beat it to shitBrilliant.

>>138765005>Trust fund babies buy a house: the show

>>138798646if you look at modern housing in europe it's not betterit looks like shit and is cheap as shit

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>>138798982Iunno what European housing is like. All I know is those poor saps often don't have AC lol

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>Hunter works for an oil and gas company and impregnates strippers in his spare time.

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>>138798982Anon, I thought they were made of concrete, diamonds, and reinforced with adamantium, judging by how obsessed Euros are with American houses.